Final expense

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Final Expenses are the costs associated with the end of life, such as burial or cremation, medical bills, and other expenses. Final expense insurance is a type of life insurance that provides funds to beneficiaries to help pay for these costs.

Final expense insurance can help families avoid financial hardship after a loved one passes away. The funds can be used for a variety of expenses including: Funeral and burial costs, Medical bills, Debts, Mortgages, Household expenses, Loans, Taxes, and Probate costs.

Final expense insurance can be a good option for people who don't have life insurance. It can be obtained from some insurance companies for people from birth to age 85, but there may be age restrictions depending on the policy and insurer.  

Final expense policies are a type of whole life insurance, so they don't expire as long as premiums are paid.